Why Consolidate?

Consolidation of Federally Guaranteed student loans through the William D Ford Direct Consolidation Program at the U.S. Department of Education has many benefits:

Single Payment

Consolidation replaces multiple loan payments with one loan payment

Lower Payment

Consolidation extends the terms, which allows for a lower monthly payment

Interest Rate

The fixed interest rate is determined by a weighted average of your current rate

Repayment Plans

Repayment plans include extended, graduated, income contingent, and income based

Deferment & Forbearance

The new consolidation loan offers a fresh set of deferment & forbearance periods

Forgiveness Programs

By consolidating your loans, you may be eligible for student loan forgiveness

Experienced and Reliable

Since March 2010, Free Graduate Help counselors have assisted over 20,000 student loan borrowers consolidate their loans

Student Loan Counselors

Free help is Available
Thank you for your message. It has been sent.
There was an error trying to send your message. Please try again later.

By submitting my data I agree to be contacted